[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/rumcsi.org\/patients-visitors\/billing-and-insurance\/medical-bills\/#Article","mainEntityOfPage":"https:\/\/rumcsi.org\/patients-visitors\/billing-and-insurance\/medical-bills\/","headline":"Your Rights and Protections Against Surprise Medical Bills","name":"Your Rights and Protections Against Surprise Medical Bills","description":"When you get emergency care or are treated by an out-of-network provider at an in-network hospital or ambulatory surgical center, you are protected from balance billing. In these cases, you shouldn\u2019t be charged more than your plan\u2019s copayments, coinsurance and\/or deductible. What is \u201cbalance billing\u201d (sometimes called \u201csurprise billing\u201d)?\u00a0 \u201cOut-of-network\u201d means providers and facilities that […]","datePublished":"2021-12-22","dateModified":"2025-09-04","author":{"@type":"Person","@id":"https:\/\/rumcsi.org\/author\/krista-desiderio\/#Person","name":"Krista Desiderio","url":"https:\/\/rumcsi.org\/author\/krista-desiderio\/","identifier":6,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/bfe2ad4c49c8c0e26e2c38bb5e7ec89596f6e669faa72da2058e139a45363ab4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/bfe2ad4c49c8c0e26e2c38bb5e7ec89596f6e669faa72da2058e139a45363ab4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Richmond University Medical Center","logo":{"@type":"ImageObject","@id":"https:\/\/rumcsi.org\/wp-content\/uploads\/2020\/09\/logo-desktop.svg","url":"https:\/\/rumcsi.org\/wp-content\/uploads\/2020\/09\/logo-desktop.svg","width":287,"height":47}},"image":{"@type":"ImageObject","@id":"https:\/\/rumcsi.org\/wp-content\/uploads\/2020\/10\/BillingInsurance-1-scaled.jpg","url":"https:\/\/rumcsi.org\/wp-content\/uploads\/2020\/10\/BillingInsurance-1-scaled.jpg","height":1707,"width":2560},"url":"https:\/\/rumcsi.org\/patients-visitors\/billing-and-insurance\/medical-bills\/"},{"@context":"https:\/\/schema.org","@type":"BreadcrumbList","@id":"https:\/\/rumcsi.org\/patients-visitors\/billing-and-insurance\/medical-bills\/#BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Patients + Visitors","item":"https:\/\/rumcsi.org\/patients-visitors\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Billing and Insurance","item":"https:\/\/rumcsi.org\/patients-visitors\/billing-and-insurance\/#breadcrumbitem"},{"@type":"ListItem","position":3,"name":"Your Rights and Protections Against Surprise Medical Bills","item":"https:\/\/rumcsi.org\/patients-visitors\/billing-and-insurance\/medical-bills\/#breadcrumbitem"}]}]